“Giving up doesn’t mean you are weak…sometimes it means that you are strong enough to let go…” Giving up is never easy. It is even harder if what you have to give is someone that you really love. When you want and love something too much, giving it up is the last thing that you want to do. But there are times, that no matter how much you try keeping it, you realize it is no longer for you, and letting go is the last thing you can do. Of course, you can do trying… to hold it back, fix things and make it work. But if you fail, all that it can give is time for you to take all your strength and accept that you have to let it go. No matter how painful it is, if you have to bite your... [more]

I know most of the time, many things in life prevent us from doing things that needs to be done, esp. when we feel that its beyond our capability. Fact is, we need a lot of self convincing and courage the things we want to accomplish… we have to practice, research and try a little more. Don’t loose your hope and don’t let failure discourage you. Remember that with proper knowledge and practice, nothing is impossible. In life, things will sometimes fall into something that is far from expected. Draining our faith and courage. It is important that we keep our focus no matter what. For sure, whatever we are facing will mold us into a better person. We just need to trust ourselves. Trying always make... [more]

What does frugal living means? Does it mean having a lifestyle that is poor and cheap? The answer is a big NO! Frugal living means simply making your money go further. It is wisely cutting back on things that you don’t necessarily needed… but doesn’t mean completely living without it. Say you allocate $200 for groceries. You can reduce it to $150 by buying only what you need and few on things you want. If you buy 2 dozens of chocolates… then why not reduce it to 1 dozen. To be frugal is to cook meals at home, instead of getting takeaway or eating outside. It is about going to  garage sales to buy pre owned clothes and goods, instead of paying full price in a department store. It is about finding... [more]

Who can predict life and tell what exactly would happen? It is important that we save enough for rainy days. Say, suddenly you are out of work, do you have enough savings to keep you going without worrying about your monthly bills and groceries while looking for another job? The next question is, How much is enough as an emergency funds? Basically, a three months worth of your salary is good enough. But if you can make a savings of about 4 to 6 months worth of your salary, the better. 3 months is enough period of time for you to be able to set yourself again. Any savings more than that makes you more secure and safe. It is important that you set this money aside in an account separate from your regular savings account.... [more]

What makes a perfect life? money? house? successful career? family? true love? dream come true? power? I heard it a lot of times from different people with different reasons. I think there is no exact thing that will make life perfect for everyone. Life becomes perfect when one becomes contented for what he already have. Contentment does not always mean getting what you mean… it is simply being fulfilled and thankful for anything that you have regardless of its worth.  Read More →

We all love to have hundreds of channels to choose from, and thousand of movie to watch through pay per view but do we really need them all? Can’t we live without it? Why not go basic? It’s much less than the premium price and you save yourself a number of cash bills over time. Life is getting harder and harder nowadays. We must help ourselves to be able to survive during financial crisis. The point is, during financial crisis, more often than not… we find it difficult to make it until the next pay day. The next thing we notice is that we are in front of the door of another loaning company or credit card company. Just before you go knocking the door… think a little more. Is this is your last... [more]

If you want to have it, You’ve got to make it happen. A house of your own, lose weight, a promotion at work, your own car, a happy family… whatever it is, you have a chance to make it yours. How? By setting up your goals and priorities in life and being committed to it. If you want to achieve your goal, you have to set it up and your priorities. You have to know how much are you willing to take to achieve it and how much you are will to give up to have it. It may be personal, it may be not. Whatever it is…it doesn’t matter. The easiest formula to make it happen is to make a list according to your priorities. Most important at the top, least important at the bottom. Divide the list in two…... [more]

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A dotting mom. A certified worker in pajamas. Chocolate and cake lover. Hopeless Romantic. Achiever. Playful.

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