Cathonline

I know most of the time, many things in life prevent us from doing things that needs to be done, esp. when we feel that its beyond our capability. Fact is, we need a lot of self convincing and courage the things we want to accomplish… we have to practice, research and try a little more. Don’t loose your hope and don’t let failure discourage you. Remember that with proper knowledge and practice, nothing is impossible. In life, things will sometimes fall into something that is far from expected. Draining our faith and courage. It is important that we keep our focus no matter what. For sure, whatever we are facing will mold us into a better person. We just need to trust ourselves. Trying always make... [more]

Arguments and misunderstanding are  part of any relationship. There is no way of avoiding them. It is impossible to see eye to eye on every topic and discussion, and a difference of opinion can lead to a debate, and possibly… an argument. It is normal. Because couples think differently. This is a healthy part of relationships, allowing couples to express their feelings and opinions. After a healthy argument or debate both people may feel better that they have said what was on their mind and they have reached a compromise or negotiation. The problem begins when an argument escalates into a full blown fight. Usually it happen when one or both become upset.  We become upset for many reasons during an argument.... [more]

When it comes to family vacations, of course we want to have an unusual and unique experiences to share with our families. So how can we go about finding the perfect family vacation that our family members would enjoy? What  are the things that we should consider? First take a look at the age group of the children in your family. If you are with children under the age of 5, discovery vacations are usually the best type to take. It is because kids under five are so full of curiosity about the world around them and they love to discover new aspects of their environment and what the world has to offer. Formulating a trip around them will bring a lifetime of memories for them as well as a learning experience. Some great... [more]

What does frugal living means? Does it mean having a lifestyle that is poor and cheap? The answer is a big NO! Frugal living means simply making your money go further. It is wisely cutting back on things that you don’t necessarily needed… but doesn’t mean completely living without it. Say you allocate $200 for groceries. You can reduce it to $150 by buying only what you need and few on things you want. If you buy 2 dozens of chocolates… then why not reduce it to 1 dozen. To be frugal is to cook meals at home, instead of getting takeaway or eating outside. It is about going to  garage sales to buy pre owned clothes and goods, instead of paying full price in a department store. It is about finding... [more]

Who can predict life and tell what exactly would happen? It is important that we save enough for rainy days. Say, suddenly you are out of work, do you have enough savings to keep you going without worrying about your monthly bills and groceries while looking for another job? The next question is, How much is enough as an emergency funds? Basically, a three months worth of your salary is good enough. But if you can make a savings of about 4 to 6 months worth of your salary, the better. 3 months is enough period of time for you to be able to set yourself again. Any savings more than that makes you more secure and safe. It is important that you set this money aside in an account separate from your regular savings account.... [more]

What makes a perfect life? money? house? successful career? family? true love? dream come true? power? I heard it a lot of times from different people with different reasons. I think there is no exact thing that will make life perfect for everyone. Life becomes perfect when one becomes contented for what he already have. Contentment does not always mean getting what you mean… it is simply being fulfilled and thankful for anything that you have regardless of its worth.  Read More →

We all love to have hundreds of channels to choose from, and thousand of movie to watch through pay per view but do we really need them all? Can’t we live without it? Why not go basic? It’s much less than the premium price and you save yourself a number of cash bills over time. Life is getting harder and harder nowadays. We must help ourselves to be able to survive during financial crisis. The point is, during financial crisis, more often than not… we find it difficult to make it until the next pay day. The next thing we notice is that we are in front of the door of another loaning company or credit card company. Just before you go knocking the door… think a little more. Is this is your last... [more]